Privacy Policy

PT Simplifa Cerdas Menyala (“We/Our/Us”) established this Privacy Policy as a commitment to assist users (“You/Your”) in protecting data and information. This Privacy Policy regulates how We manage and/or use the data and information that You upload.

Please read this Privacy Policy carefully so that You can understand Our approach and how We manage and/or use Your data and information, including any data and information that You upload through Our website. By accessing Our website, You accept and agree to the matters as set out in this Privacy Policy.

1. DATA AND INFORMATION
   • 1.1.We shall have the full right to the data and information that You upload to Our website.
   • 1.2.Data and information, including but not limited to:
     • 1.2.1.Financial report data.
     • 1.2.2.Bank mutation data.
     • 1.2.3.Account statement data.
     • 1.2.4.Access data, including Your account username, login and password details on Our website.
     • 1.2.5.Technical data, including internet protocol (IP) addresses, cookies, login data, browser type and version, time zone setting and location, browser plug-in type and version, operating system and platform, and other technology on the device You use to access Our website.
     • 1.2.6.Usage data, including information about how You use Our website.
2. THE USE OF DATA AND INFORMATION
   • 2.1.We manage and use Your data and information to:
     • 2.1.1.Provide services to You
     • 2.1.2.Perform analysis, assessment, and/or calculations of Your business in the context of providing services to You.
     • 2.1.3.Keeping records and backing up storage (in case of recovery in a disaster).
     • 2.1.4.Perform verification and identification to fulfill Our internal risk management requirements.
     • 2.1.5.Perform analysis for renewal, maintenance and improvement of Our website and/or products.
     • 2.1.6.Improve and develop Our website and/or products.
     • 2.1.7.Personalize Our website and/or products and make recommendations for marketing purposes.
     • 2.1.8.Generate statistical and research data for Your business needs
     • 2.1.9.Identify, detect and prevent fraud, money laundering, terrorism and other criminal activities.
   • 2.2.We shall not change, add, reduce personal data and information on the data and information that You upload. Such data and information are only used for Our internal analysis and are not provided to any party, except as provided otherwise in this Privacy Policy.
3. DISCLOSURE OF DATA AND INFORMATIONWe may disclose data and information to third parties as follows:
   • 3.1.Our affiliated companies consist of holding companies, subsidiaries, joint ventures and other entities, controlled directly or indirectly by Us
   • 3.2.Companies, organizations or parties specially appointed by Us to help run Our business, including but not limited to information technology management providers, consultants and advisers.
   • 3.3.Companies to whom We sell or transfer Our business and Our rights or obligations, enter into negotiations for mergers, acquisitions, restructuring and transfer of assets. In the event such transfer or negotiation occurs, the transfer recipent may use Your data and information in the same way as Us.
   • 3.4.Government agencies or related institutions regulated in the prevailing laws and regulations where We are required to provide information periodically to comply with the laws and regulations of the Republic of Indonesia.
   • 3.5.Parties that, at Our discretion, are considered suitable for the development or expansion of Our website and/or products in ways regulated and permitted by the laws and regulations of the Republic of Indonesia.
4. DATA AND INFORMATION STORAGE
   • 4.1.To protect all data and information You upload, We use electronic systems and servers with adequate security. All Your access data on Our services, including but not limited to username, login and password details, account tokens, and credential identities will be encrypted by Us. By uploading Your data and information to Our services, You consent to the transfer, storage and processing that occurs in Our services. We will take steps within reasonable limits necessary to ensure that the data and information are treated safely and according to the Privacy Policy and prevailing laws and regulations.
   • 4.2.Where necessary, We will retain Your data and information for a specified period and take steps to anonymize or pseudonymize it by deleting and/or modifying personally identifiable information, ensuring that the data cannot be associated with any particular individual or entity.
   • 4.3.Nothing in this Privacy Policy shall be construed to prohibit Us from using anonymized data and information for research and business development purposes according to common business practices like ours and to comply with applicable laws and regulations, such as security, fraud prevention, and/or abuse prevention.
5. YOUR RIGHTSIn certain circumstances, You have the rights based on the prevailing laws and regulations regarding Your data and information. You have the right to complete, update and/or correct errors and/or inaccuracies in the data and information that You upload.
6. COMPENSATION
   • 6.1.We are committed not to trade the data and/or information to any party. We do Our best and to reasonably ensure that each of Our employees is not involved in buying and selling data and/or information to anyone. We have no responsibility in respect of any loss that You experience in any form, including the risk of loss resulting from or related to the data and information whatsoever in the case where there is a failure to protect confidentiality, submission, access, acquisition, processing, storage, use, transfer, including disputes, investigations, audit, law enforcement and any investigative process, which is not proven to be caused by or involving Us or Our employees, representatives, attorneys, other affiliates ("Losses").
   • 6.2.In the event of Losses by a third party designated as data and/or information repository, You shall not sue, request compensation or request any benefit from Us (nor Our employees, proxies, representatives, affiliates or Our related parties). However, We reasonably attempt to notify You regarding the breach of confidentiality when We find out about it from the third party.
   • 6.3.Furthermore, We (including Our employees, subsidiaries, affiliates or representatives) shall not respond to claims, demands, requests, statements and/or provide any compensation arising from and/or related to the Losses You submit. Mainly if without includes a factual basis and/or calculation and can account for the real and direct losses that You experience, along with concrete evidence that can be accepted by the relevant judicial institutions, regarding Our mistakes or negligence based on, among other things, Article 164 Het Herziene Indonesisch Regulation, Article 1865, Article 1866 of the Indonesian Civil Code, and Article 5 paragraph 1 of Law Number 11 of 2008 concerning as amended by Law Number 19 of 2016 concerning Information and Electronic Transactions.
7. COOKIES POLICYCookies are small digital files that We store on Your web browser or computer hard drive when You access Our website. We use these cookies to keep Your account data on Our website, beside that, We use Google Analytics, where the data obtained from using these features includes Your IP addresses, device types, and others. We use such data for website development, content and advertising.
8. ACKNOWLEDGEMENT AND APPROVAL
   • 8.1.By agreeing to the Privacy Policy, You acknowledge that You have read, understood and agreed to this Privacy Policy and all of its terms. In particular, You agree and consent for Us to use, share, disclose, store, transfer or process Your data and information by this Privacy Policy.
   • 8.2.In the event You upload data and information relating to other parties to Us, then You represent and guarantee that You have obtained the consent of such parties, and hereby agree on behalf of the parties to use, disclosure and processing of their data and information by Us and releases Us from the risk of lawsuits from these provisions.
9. CHANGES IN OUR PRIVACY POLICYWe may revise this Privacy Policy occasionally at Our sole discretion. Suppose there are material changes to this Privacy Policy. In that case, You will be deemed to have accepted the updated Privacy Policy if You continue to use Our website after the new Privacy Policy takes effect.
10. HOW TO CONTACT USShould You have any questions about this Privacy Policy or how to exercise Your rights as detailed in this Privacy Policy, please contact Us through this link Simplifa.ai Contact.